Introduction
magine taking all the flavors of a banana split sundae and transforming them into a delightfully layered dessert. That’s what makes this easy banana split cake recipe so special. This no-bake treat combines fresh banana slices, sweet pineapple, a smooth cream cheese layer, and a fluffy whipped topping, all resting on a buttery graham cracker crust. It’s a cool, refreshing cake that delivers classic banana split flavors without complicated steps or raw eggs in the filling.
People love this dessert because it offers an effortless way to serve a crowd. You can make it for potlucks, family get-togethers, or any event that calls for a cherry on top. It’s an easy dessert to assemble, yet it looks and tastes like you spent hours in the kitchen. The soft banana slices bring natural sweetness, while crushed pineapple adds a tropical tang. Then, the cream cheese mixture ensures a velvety finish, and the whipped topping ties everything together with a light and airy feel.

Whether you’re a fan of a traditional banana split or just want a no-bake banana treat, this dessert strikes a perfect balance. The layers also let you personalize the cake with extra strawberries, chocolate drizzle, or chopped nuts for added crunch. Get ready to enjoy a homemade spin on the classic sundae. It only takes a handful of simple ingredients and a 9×13 pan to create a show-stopping banana split cake that’s both simple to assemble and unforgettable to taste.
Table of Contents
Key Benefits
A banana split cake provides several advantages that make it a favorite for both everyday meals and special celebrations. First, it’s a no-bake dessert, so you don’t need to turn on the oven in warm weather. This is an appealing factor when you want something sweet without the extra heat or hassle.
Another major benefit is the simple layering process. You begin with a graham cracker crust, followed by a cream cheese mixture that turns smooth and creamy once combined with whipped topping. Then come the fruit layers—banana slices, crushed pineapple, and often sliced strawberries—providing a burst of flavor in every bite. This layering not only adds color but also creates balanced tastes and textures: sweet bananas, tropical pineapple, and a light cream cheese filling.
Because this dessert rests in a 9×13 pan, it’s perfect for large gatherings such as potlucks or birthday parties. You can cover it with plastic wrap, keep it chilled, and then serve it with a cherry on top. The result is an easy dessert that delivers all the banana split flavors people love. It also stores well in the refrigerator, staying fresh for up to a few days, which makes planning ahead less stressful.
Lastly, the flavor possibilities are wide. You can add a drizzle of chocolate syrup, sprinkle chopped pecans, or experiment with a banana pudding mix for an extra layer of sweetness. This level of flexibility ensures you can customize the cake based on what you have at home, without missing out on that classic sundae taste.
Ingredients
Graham Cracker Crust
- Graham Crackers (14 full size)
Crush them using a rolling pin or a food processor for a fine texture. - Butter (melted)
Combines with the graham cracker crumbs to form a firm base.
Cream Cheese Mixture
- Cream Cheese (softened)
Creates a smooth and creamy foundation when blended. - Sugar (granulated)
Adds sweetness to balance the tanginess of cream cheese. - Vanilla Extract
Enhances flavor in the filling. - Banana Pudding Mix (optional)
Thickens the layer and boosts banana taste if you want extra flavor. - Whipped Topping (Cool Whip or homemade)
Keeps the dessert fluffy and light.
Fruit Layers
- Bananas
Slice a few bananas to get that classic banana split touch. - Crushed Pineapple
Adds a bright, tropical element. - Strawberries (optional)
Offers a sweet pop of color and fresh taste.
Toppings and Garnishes
- Maraschino Cherries
The classic cherry on top that completes any banana split dessert. - Chocolate Syrup or Hot Fudge
Drizzle for a sundae-like finish. - Chopped Pecans (optional)
Adds crunch and a nutty hint.
This streamlined list keeps it simple yet covers every layer of this no-bake dessert. Once you have these on hand, it’s time to assemble your banana split cake.
Instructions
Follow these simple steps to assemble your no-bake banana split cake. Each stage builds upon the last, creating a layered dessert with cream cheese and fresh fruit in a 9×13 dish.
Step 1: Make the Crust
- Crush the Graham Crackers
- Place 14 full size graham crackers in a food processor or a plastic bag.
- If using a plastic bag, use a rolling pin to bag and crush the crackers until they become fine crumbs (also called a graham cracker crumb mixture).
- Combine with Butter
- Melt butter (about 1 stick of butter) over low heat.
- Stir the melted butter into your crushed graham crackers until evenly moistened.
- Press Into the Bottom
- Pour the crumb mixture into a 9×13 pan.
- Use the back of a spoon or a flat measuring cup to press into the bottom for a firm, even layer.
- Set this crust aside. There’s no need to bake the crust for this no-bake dessert.
Step 2: Prepare the Cream Cheese Filling
- Blend the Base
- In a large bowl, use a mixer on medium speed to beat softened cream cheese with sugar and a little vanilla extract.
- If you like stronger banana flavor, add a pudding mix (such as banana pudding) to create a thicker base. This also helps the cream cheese filling stay firm.
- Fold In Whipped Topping
- Gently fold Cool Whip or another frozen whipped topping into the cream cheese mixture.
- Mix until it looks fluffy and you see no lumps. Avoid overmixing so the filling remains light.
- Spread the Cream Cheese Mixture
- Spoon the mixture onto the graham cracker crust, then smooth it out in an even layer. This acts as the foundation for your banana split dessert.
Step 3: Add Fruit Layers
- Slice Bananas
- Slice bananas into rounds, just thick enough to hold their shape.
- Arrange them over the cream cheese layer to form a solid layer of bananas. (No raw eggs are needed in this recipe, so you can safely enjoy it.)
- Crushed Pineapple and Sliced Strawberries
- Drain any excess liquid from the crushed pineapple to keep your dessert from becoming soggy.
- Scatter the pineapple chunks over the banana slices.
- If you have fresh sliced strawberries, layer them on top for extra color and flavor.
- The combination of pineapple and bananas in this step brings out that real banana split taste.
Step 4: Top with Whip and Garnishes
- Spread the Cool Whip
- Spread the cool whip or whipped cream on top of your fruit layers. This creates a soft, white surface that’s perfect for decorating.
- Decorate
- Place maraschino cherries on top, add a cherry on top of each slice if you like.
- Drizzle with chocolate or hot fudge sauce to mimic a classic sundae.
- Sprinkle with chopped pecan pieces or mini chocolate chips for texture and crunch.
Step 5: Chill and Serve
- Cover and Refrigerate
- Cover with plastic wrap to keep the flavors fresh.
- Refrigerate for at least 3 hours (or overnight) so the layers set and meld together. The rest time also helps the bananas maintain their shape in the cream cheese mixture.
- Slice and Enjoy
- Before serving, check that the cake is firm.
- Cut into squares and watch the fruit, cream cheese layer, and crust create that fun banana splits presentation.
- You can enjoy this bake dessert recipe style without turning on the oven.
Helpful Note:

- If you plan to keep leftovers, make sure to wrap the dish well to avoid browning the bananas. Try to consume the cake within 3 days for the best taste and texture.
- This banana split cake travels easily for events like potlucks and parties, and you’ll often see a cherry on top in every portion.
With these simple steps, your easy dessert is ready to share. The banana split cake recipe delivers a taste of a traditional banana sundae but in an elegant, layered format—perfect for summer gatherings or any time you crave a smooth and creamy sweet treat.
Pro Tips and Variations
Creating a no-bake banana split cake is already straightforward, but a few small adjustments can elevate your dessert and suit different preferences:
Keep Bananas Fresh and Bright
- Dip Banana Slices
If you’re concerned about browning, lightly dip your banana slices in lemon juice before adding them to the cake. This gentle acidity keeps the fruit looking fresh without an overpowering taste.
Customize the Crust
- Try an Oreo Crust
Swap the graham cracker crust for crushed chocolate sandwich cookies if you crave a richer base. This offers a delicious spin on your banana split dessert and pairs well with hot fudge sauce. - Shortbread Cookie Option
For a buttery twist, use shortbread cookies in place of graham crackers. Pulse them in a food processor and melt butter as usual to form the crust.
Adjust the Filling
- Extra Banana Flavor
Stir a small box of banana pudding mix into the cream cheese mixture for a deeper banana taste. This variation creates a thicker, smooth and creamy layer. - Cheesecake Texture
If you prefer more structure in your layered dessert with cream cheese, reduce the whipped topping slightly. The higher ratio of cream cheese yields a denser bite, similar to cheesecake.
Fruit Swaps and Add-Ins
- Berries Galore
Sliced strawberries add a bright pop, but raspberries or blueberries also work well if you want a different fruity note. - Pineapple Changes
Stick with crushed pineapple for easy layering, or try tidbits if you prefer larger bites. Remember to drain excess juice so the crust stays crisp.
Toppings and Extra Flavors
- Go Nuts
Scatter chopped pecan pieces, walnuts, or almonds on top for extra crunch. If you don’t like nuts, mini chocolate chips make a sweet alternative. - Drizzle Creativity
A classic chocolate syrup drizzle gives the full banana split impression, but caramel sauce or hot fudge sauce tastes great as well. - Cherry on Top
Add a single maraschino cherry for each slice, or pile on a few for a fun finishing touch.
Storage Tips
- Wrap It Well
Once assembled, cover with plastic wrap to lock in moisture and keep the layers fresh. - Enjoy Within 3 Days
The fruit may start to soften after that, so aim to finish the cake while the banana slices and other layers remain firm and appealing. - Leftover Uses
If you do end up with small amounts left, you can spoon them into single-serving cups, adding fresh banana or whipped topping for mini desserts.
By following these simple tips, you can tailor your banana split cake to your taste preferences and wow guests with a dessert that’s both fun and flavorful. Experiment with different crusts, add a surprise layer of banana pudding mix, or try out a bolder garnish. Each variation offers a new way to enjoy this familiar treat, ensuring you never get bored of this easy dessert.
Serving Suggestions
A fully chilled banana split cake offers a refreshing taste, ideal for warm days or as a crowd-pleaser at gatherings. Once you remove it from the fridge, slice it into neat squares so each serving shows off the layers of banana slices, crushed pineapple, and the soft cream cheese mixture. Make sure everyone sees the colorful fruit beneath the fluffy top.
When plating, consider adding an extra spoonful of whipped topping or a swirl of chocolate syrup for that sundae-like flourish. A scattering of chopped pecans or mini chocolate chips lends extra texture, and a single maraschino cherry on top makes each square feel like its own mini celebration. If you’re serving a larger group—like at potlucks or weekend cookouts—keep the dessert in the refrigerator until you’re ready to present it. This step ensures the layers stay firm and the crust remains crisp.
For a more decadent spin, pair each slice with a scoop of ice cream or drizzle warm hot fudge sauce just before serving. The contrast of cold cake and warm fudge can create the feeling of an authentic banana split dessert. Because the fruit can soften with time, encourage friends and family to savor it the same day—or at least within two to three days—for the freshest flavor.
Conclusion
This banana split cake combines simple layers, fresh fruit, and a creamy middle for a showstopping treat that requires little effort. It’s a no-bake dessert, so you won’t worry about turning on the oven or dealing with complicated steps. The graham cracker crust provides a crisp foundation, while the cream cheese filling balances sweetness and tang. Slices of banana, dollops of crushed pineapple, and optional sliced strawberries offer bursts of fresh flavor, finished with a light, fluffy topping.
With every piece, you’ll taste the fun of a classic sundae but in a dessert that’s easy to make and even easier to serve. It’s impressive enough for potlucks, birthday celebrations, or casual family dinners. You can also change up the crust, add nuts, or layer on chocolate sauce to suit personal tastes.

Overall, it’s an easy dessert that delivers the banana split flavors people love. Whether you follow the recipe exactly or tweak it with fun variations, you’ll have a cool, refreshing creation that draws smiles and requests for seconds.
FAQs
What is a banana split cake?
A banana split cake is a layered dessert inspired by the classic banana split sundae. It typically features a graham cracker crust, a fluffy cream cheese filling, sliced bananas, crushed pineapple, and a whipped topping. The result is a sweet treat that brings all the flavors of a real banana split without requiring you to bake. Many people garnish it with chocolate sauce, maraschino cherries, and chopped nuts for a true sundae effect.
How to make banana split recipe?
To create a banana split-style dessert, you assemble layers of fresh bananas, crushed pineapple, and a smooth cream cheese mixture over a simple graham cracker crust. Spread whipped topping on the final layer, then decorate with chocolate syrup, pecans, or cherries. Refrigerate it to let the flavors blend before slicing and serving. This easy dessert approach avoids raw eggs and offers a no-bake way to enjoy the classic banana split taste.
What are the ingredients in a banana split?
A traditional banana split includes banana halves, scoops of ice cream (often vanilla, chocolate, and strawberry), fruit toppings like pineapple, strawberry sauce, and chocolate syrup, plus whipped cream and cherries. In the cake version, you use bananas, crushed pineapple, a cream cheese filling, whipped topping, and a graham cracker crust to replicate those familiar flavors in a sliceable, layered format.